Loans within the framework of state will issue robotany Saveliev | 13.07.2020
Preferential loans at 2% per annum for the enterprises of small and average business involves the application and verification of customer data in the registry of the Federal tax service. The robot is allowed
to reduce the processing time by almost five times.
Verification is performed using a blockchain platform on. The robot picks up an application for a loan from the internal Bank system, introduces her to the service of the Federal tax service to check
customer data about the availability of applications for credit in other banks, the size of the organization etc. After that it returns information from the FNS in the internal system of the Bank for decision-making on the loan. All
the job now takes about 40 seconds.
The solution was introduced into the system in three weeks that allowed to reduce operational risks and take the routine load verification data from almost 3 thousand employees of the Bank. The robot handles from 500 to
1,500 applications a day.
As noted in the Bank of the state support measures loan program at 2% per annum for recovery activities is now the most popular. Today was endorsed by 12.7 thousand
applications small and medium business in more than 66 billion rubles. Of them have already signed 9.8 thousand agreements on 48 billion roubles.
Robotics, business credit
